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Failures should not deter one to deviate from one's goals. But now more than ever preparing for our retirement demands savvy financial planning. They know you are not hiding from them. Trouble is, employees have invested about a third of their retirement savings in their employers' stock. Spreading your money among a handful of investments buys the long-term saver a margin of safety and hikes the odds of a decent long-term return. If one has set a goal of making $1 million, it will be difficult to achieve it in one go. Many workers funnel their 401(k) contribution into Enron stock,even as the energy company paid its matching contributions with company stock. 4) Repeat Your Goals One should keep a note of one's goals. Is this a terrible market

 

 

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Netbytes: A growing number of people are starting to use Google's personalised home page, says Jack Schofield.

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Currency Converter - Yahoo! Finance

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