Real Estate Credits

what is a good credit score

This is why almost all states require a co-signor to be told in writing of the risks of co-signing for another. All of the sections are easy to read and understand with the exception of two: the credit account information section and the inquiry section. Since you are legally responsible for paying the debt you co-signed for, the account is placed on your credit report. Other items that may appear on your credit report are liens, such as tax liens, a bankruptcy, judgments, child support obligations in default, and many student loans. Getting those late payment notations removed from your credit report is very difficult or impossible, so it's better to avoid them in the first

News

Credit Bureaus Found To Sell Personal Data (WSMV Nashville)

Your credit score affects what kind of home you can buy and what kind of car you drive. It can even affect whether you get insurance or a new job.

Raising credit score will get tougher (New York Daily News)

If you've ever tried to apply for a credit card, mortgage or even rent an apartment, you know what a credit score is.

Your Money: Good credit score helps mortgage rate (USA Today)

Sales of existing homes fell to a four-year low last month, and the supply of homes for sale was up, which is happy news for house hunters. But unless you're sitting on a mountain of cash, you'll need a mortgage, and that's no longer a sure thing. In response to a sharp rise in foreclosures, mortgage lenders have tightened their standards, leading to an increase in rejected applications.

Late pays hurt credit score (Bankrate.com via Yahoo! Finance)

Paying on time for a while will rebuild your score, says Dr. Don.

Expert: Don Taylor, Ph.D., CFA, CFP (Bankrate.com)

Dear Dr. Don, We have always paid our bills, but never on time. We recently realized that it hurts our credit score. How can we see what is in our credit report, and how long would it take to make a bad score good again?

Nothing was found!

Even more about what is a good credit score

Credit score (United States) - Wikipedia, the free encyclopedia

That said, holding bank accounts in good standing will help obtain credit from lenders even if it does not directly impact your credit score. Apply for a student credit card — although they have low ...

Talk:Credit score (United States) - Wikipedia, the free encyclopedia

And if you can get a credit card for free, pay no annual fee, and start building a good credit score, why not do it?? Anyway, this article isn't the place for a discussion like that.