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For example, a credit card company might offer you a "pre-approved" credit card based on this information. The credit scoring system is set up so that inquiries made by a consumer checking his or her own credit score or pulling your own credit report does not hurt your credit rating. The holder of the loan can use the same collection methods against you that can be used against the borrower, such as suing you, garnishing your wages, etc. If you can get negative information such as late payments, defaults, bankruptcy and judgment notations removed by using our credit kit. A typical notice might read as follows: "You are being asked to co-sign a loan for another person. Remember
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